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  • Home
  • About Us
    • Gratia Schoemakers
      • Community Outreach Program
    • Testimonials
  • Virtual Services
  • Estate Planning
    • Estate Planning Basics
    • Last Will and Testament
    • Revocable Living Trusts
    • Durable Power of Attorney
    • Medical Power of Attorney
    • Living Will
    • Family Estate Planning
    • LGBTQ Estate Planning & Asset Protection
    • Kids Safety Plan™
    • Business Succession Planning
    • Guardianship
      • Guardianship Planning
    • Special Needs Planning
    • Legacy Preservation Planning
    • Asset Protection
    • Trusts
    • Pet Trusts
    • Gun Trusts
  • Probate
    • Texas Probate Guide
    • Probate of a Will
    • Texas Affidavit of Heirship
    • Texas Small Estate Affidavit
    • Texas Heirship Determination
    • Texas Muniment of Title
    • Trust Administration
  • Family Law
    • Divorce
    • Collaborative Divorce
    • Mediation
    • Custody / Visitation
  • Blog
  • FAQs
    • FAQs – Videos
    • FAQs – Estate Planning
    • FAQs – Beyond Money in Estate Planning
    • FAQs – Divorce and Estate Planning FAQs and Myths
    • FAQs – Estate Planning for Newlyweds Myths and FAQs
    • FAQs – Estate Planning for Young Adults
    • FAQs – The Estate Planning Cast of Characters
    • FAQs – Expecting an Inheritance
    • FAQs – Myths and FAQs – Planning for Conflict Prone Families
    • FAQs – New and Expanding Families
    • FAQs – Pet Trusts
    • FAQs – Probate
    • FAQs – Standalone Retirement Trust Myths and FAQs
    • FAQs – Trust Modifications
    • FAQs – Unwinding Obsolete Planning
    • FAQs – Why You Want to Avoid Probate
    • FAQs – Year-End Planning Myths and FAQs
  • Contact
    • Virtual Estate Planning Login
    • Client Portal

Insurance

3 Liability Planning Tips for Physicians

September 12, 2022 By Gratia P. Schoemakers, Esq.

Liability for Phiysicians

You probably know that the practice of medicine is a profession fraught with the risk of liability.  It’s not just medical malpractice claims either (although those are certainly scary enough). It’s the entire scope of risk from being in business, including employment-related issues, careless business partners and employees, and contractual obligations, as well as personal […]

Filed Under: Business Planning Tagged With: Insurance, Liability, Property

Your Vacation Checklist

June 12, 2019 By Gratia P. Schoemakers, Esq.

beach vacation

You’ve packed sunblock and a beach novel.  You’ve planned your itinerary and bought plane tickets.  But have you ensured that your estate plan is up to date? Don’t leave home without making sure your financial health and the future of your loved ones is provided for.  It’s even more crucial than getting a pet sitter […]

Filed Under: Business Planning, Estate Planning, Trusts Tagged With: Assets, Checklist, Insurance, Life Insurance

The More You Know: Reverse Mortgages & Estate Planning

May 21, 2019 By Gratia P. Schoemakers, Esq.

house keys

You have likely seen several advertisements for reverse mortgages if you have spent any time watching television or surfing on the internet. The concept and sell is a simple one: as long as you own and live in your home, you can supplement your retirement income with a loan that you do not need to […]

Filed Under: Estate Planning, Home/Property Ownership, Retirement Tagged With: Insurance, Life Insurance, Mortgage

Do your parents have an estate plan?

May 14, 2019 By Gratia P. Schoemakers, Esq.

bread 1242240 1920

If you find yourself in the “sandwich generation” (someone who is caring for both your children as well as your parents simultaneously), you need to know whether or not your parents have put together an estate plan. While it is still your parent’s choice to make estate planning decisions, having a plan — no matter […]

Filed Under: Estate Planning Tagged With: Adult Children, Insurance, Life Insurance, Parents, Real Estate

How to Leave Your Life Insurance and Retirement Plan to Your Minor Children

August 23, 2018 By Gratia P. Schoemakers, Esq.

people 2566854 1920

Your children are your pride and joy.  It is no surprise that at some point or another, every parent likely becomes concerned about who will care for a minor child or children if one or both parents die or are incapacitated.  From a financial perspective, many parents turn to life insurance in an effort to […]

Filed Under: Estate Planning, Retirement Tagged With: Assets, Beneficiaries, Children, Guardians, Insurance, Life Insurance, Minor Children, Tips, Trust

How to Fix 5 Common Estate Planning Problems

August 23, 2018 By Gratia P. Schoemakers, Esq.

people 844207 1920

Not surprisingly, most people loathe reviewing their estate plan because it can be both confusing and daunting.  Others do not want to think about death and avoid the topic altogether.  If you already have put an estate plan together, you are ahead of the curve as many people do not have one.  If you do […]

Filed Under: Estate Planning Tagged With: Estate Plan, Insurance, Life Insurance, Mistakes, Retirement Accounts, Taxes

Beneficiary Designations and a Blended Family: Why You Need to Think Before You Sign

August 23, 2018 By Gratia P. Schoemakers, Esq.

family 286229 1920

Whether you are in your first marriage or have remarried after a divorce, blended families are a common part of modern society. That being said, it is important to understand that blended families and subsequent marries create important and unique issues when it comes to estate planning. You may need to account for a prior […]

Filed Under: Divorce, Estate Planning, Trusts Tagged With: Beneficiaries, Insurance, Life Insurance

3 Things You Must Do Once Your Divorce Is Final

August 23, 2018 By Gratia P. Schoemakers, Esq.

What’s Next?

The divorce process can be long and expensive.  However, the work does not end once the divorce decree is signed. In order to ensure that your assets and estate planning wishes are carried out in light of this major life change, there are three things you must do as soon as possible. Change Beneficiary Designation […]

Filed Under: Divorce, Estate Planning Tagged With: Beneficiaries, Insurance, Life Insurance, Retirement Accounts, Trust

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